Answer: Kloverpoint Chat is a great tool to directly communicate with others. In order to use the Kloverpoint Chat, you must be connected with other Kloverpoint members as "Friends". If you have not established any Kloverpoint "Friends", then no contacts will show up when you launch the Kloverpoint Chat. Your Kloverpoint "Friends" must be logged in to Kloverpoint in order to communicate and "Chat" with them.